I took Homeloan in 2021 from Aditya birla Capital at 6.5% ROI and now they increase my ROI by 9% in May 2023 with the reason of "We would like to bring to your notice that your Aditya Birla Housing Finance limited (ABHFL) Loan A/C no. LNSUR0HL-[Protected]does not fit in the criteria under the National Housing Bank (NHB) refinance assistance scheme." -My concern is they realized my profile is not fit in the criterial under the NBH scheme after 1.5 year of disbursement.