I am sameer kalkot from nasik maharashtra. I was in need of instant loan so i surched on google and came through GOWANI FINANCE.i applied on there portal and next day i recived a call from there execative mr gaurav kumar his mobile no is +[Protected]. First he talked with me very politely and explained me everything thing very properly.then he told me to send me the document like pancard adharcard bank statement IT returns address proof and one photo.i send him all the documents on whats app and within few hours i again got call from mr gaurav kumar telling me that ur loan for 4 lacs has been approved and you will get sanction letter in couple of hours and within few mins i got my sanction letter.in that sanction letter they asked me to pay 3500/- as processing fees and after payment i will get my loan in my bank account.

I thought its a fraud and i checked there review on google and i came to know that they are fraud. Then from next day mr gaurav kumar started calling me for processing fees which was mentioned on the approval letter and i told him that i dont want to make any payment and i dont need any loan from you.

After that he started abusing me giving me bad words on my mother sister wife father he abused me very much.

This is my humble request to RBI that plz look into this complaint and save people from fraud.

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