I have taken a loan of Rs.1,49,000/- on 16.3.2019 vide Loan ID No. [Protected]from Home Credit India Finance Private Limited
DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurgaon-122002, India and a total of 42 EMI for 42 months of Rs.7477. 00 was settled. I have availed Moratorium for the period April to August I.e. for 05 months. I wish to close my said loan hence I requested for the close of my said loan to the said company and ask them for my total amount to be paid as of date, he has given my foreclosure amount as of 13.01.2021 as Rs. 1,54,116.00 and increased my monthly EMI 64 from my original EMI 42. Whereas I have already paid 16 EMI till now and paid a total amount of Rs.1,19,632.00 inclusive of penalty charges. It means for availing 05 months moratorium they have increased 22 EMI, which is not possible for me to pay the said amount so I request to your honour, please look into the matter sympathetically and necessary action be taken in the matter and my amount be reduced so I can pay easily the same in a one-time payment.

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