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Demanding for money against loan and increased loan tenure without any prior notice
Kusum
9th of Feb 2021
India
My loan account number [Protected]
I took a loan of Rs 1L in september 2019 from Home Credit India, and my loan tenure was for 24 months, then i took 4 months moratorium *from April 2020 to July 2020* as per RBI guidelines. and i have already paid *12 EMIs = 81000/-*
Now I want to foreclose my current loan but home credit customer care people *Mr. Nitish and Mr. Gaurav* are telling me my current tenure is now for *33months* and if i want to close my current loan i have to pay almost *83000/- rupees*, that is much higher than my calculation.
and they are also denying to provide me a complete calculation for the loan foreclosed amount and for 33 EMIs increment on my mail id.
I took a loan of Rs 1L in september 2019 from Home Credit India, and my loan tenure was for 24 months, then i took 4 months moratorium *from April 2020 to July 2020* as per RBI guidelines. and i have already paid *12 EMIs = 81000/-*
Now I want to foreclose my current loan but home credit customer care people *Mr. Nitish and Mr. Gaurav* are telling me my current tenure is now for *33months* and if i want to close my current loan i have to pay almost *83000/- rupees*, that is much higher than my calculation.
and they are also denying to provide me a complete calculation for the loan foreclosed amount and for 33 EMIs increment on my mail id.
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Related Complaints
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Home Credit India Finance » Taking more emi then it's actual value
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Home Credit India Finance
Customer satisfaction rating
| Complaints | 13 |
| Pending | 13 |
| Resolved | 0 |
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Home Credit India Finance Private Limited DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurgaon, Haryana (122002)
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- http://www.homecredit.co.in
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