I had purchased AC on 2nd may 2021 with hdfc credit on No cost emi basis from Flipkart and my loan sanction 22321/- with 9 month tenure and monthly installment final by bank was 2638/- per month.

On the bases of no cost emi and final amount to be paid which was paid by me time to time i.e 5-7 days in advance from the date of due date those proof i have in bank statement which was sent by me hdfc bank.

But from the month of October bank had claim extra charges from me for eg late fee service charges finance charges etc. If my product was No COSt EMI and i paid all payments time to time then why these charges are start claim by bank from me.

In December month bank offered me if i will pay 1073 rs extra from my emi then bank will do all dues clear and i had paid this amount but after payment bank had not take any action same charges are added. Bank did fraud with me.

Now my all emis are clear which was finalized at the time of buying but today outstanding stand 3218/- and they are claiming this amount from me. My loan amount was 22321 with 15 % interest in 9 month tenure means 23726 rs pay.

But till today i paid total 25161 rs and 3218 another amount outstanding in my credit card. So i want to case on hdfc bank they are doing fraud with me. I have all payments proof products bill invoice and emi table.

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